Articles
What Is Next For Healthcare Policy After The 2026 Midterm Elections?
Democrats have made a lot of promises, but let’s look to who will run key committees. .
November 4, 2026
Published January 11, 2024
The current healthcare system in the United States has major problems like rising costs and millions of uninsured, in large part because third parties like employers and the government negotiate healthcare costs behind the scenes. While it might be convenient, these behind-the-scenes negotiations prevent patients from being informed and from understanding the true cost of their healthcare. Individual Health Accounts are a consumer-driven approach that would create a path to lower healthcare costs and can help millions of uninsured Americans find coverage. IHAs would let patients save tax-free for out-of-pocket expenses, empowers them to make cost-effective and informed decisions, and, ultimately, allows the individual to take charge.
Additional Resources:
Related
Articles
How To Screw Up Any Industry
If you wanted to wreck a competitive and functioning industry, how would you do it? An easy way would be to adopt the government-regulated health insurance model that we use in the United States. (Use the Medicare for All model if you really want to do some damage.)
October 29, 2026
Podcasts
Tom Church: Health Insurance Covers Too Much (And Coverage Mandates Are Partly To Blame)
Hoover Institution fellow Tom Church talks with Jared Rhoads of the Center for Modern Health about why American health insurance pays for routine and predictable care, and how state coverage mandates push premiums higher.
October 23, 2026