Thomas F. Huertas is Partner in the Financial Services Risk Advisory Practice at EY and leads its Global Regulatory Network. He was formerly a member of the Executive Committee of the UK Financial Services Authority, a member of the Basel Committee on Banking Supervision and a member of the Resolution Steering Committee at the Financial Stability Board. Prior to joining the FSA, he held a number of senior positions at Citigroup. He has published extensively on banking issues, including his recent book, Safe to Fail: How Resolution Will Revolutionise Banking published by Palgrave Macmillan. He holds a Ph.D. In Economics from the University of Chicago and is an Adjunct Professor of Finance at the Institute for Law and Finance at the Johann Wolfgang von Goethe University in Frankfurt.