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Financial systems profoundly shape our world by determining who gets access to capital and financial services and under what terms. Consequently, they influence the rate of technological innovation and economic growth, the entry and exit of firms, the economic opportunities available to individuals, the affordability of home ownership, and the vibrancy of the labor markets where people seek employment. When financial systems falter, the repercussions can be widespread, often prompting calls for significant economic and political changes.

Which financial regulatory reforms promote economic prosperity? And why do societies find it so difficult to create financial systems that are both efficient and stable? Despite the gravity of these questions, consensus remains elusive.

The Working Group on Financial Regulation convenes an interdisciplinary network of scholars from economics, finance, law, political science, and history. Our goal is to spur research addressing these pivotal questions and disseminate the findings to the research community, policymakers, and the wider public.

The Working Group hosts a conference each year, welcoming researchers, policymakers, and industry experts to discuss research findings and exchange ideas. We also publish research briefings that communicate the policy implications of this research to non-specialists. Additionally, the Working Group holds small symposia and hosts public panel discussions with policymakers to tackle the foremost financial regulatory challenges facing the U.S. and other countries.

Leadership
Stephen Haber

Stephen Haber

Park L. Loughlin Senior Fellow

Stephen Haber is the Park L. Loughlin Senior Fellow at the Hoover Institution and the A.A. and Jeanne Welch Milligan Professor in the School of Humanities and Sciences at Stanford University. In addition, he is a professor of political science, professor of history, and professor of economics (by courtesy), as well as a senior fellow at the Stanford Institute for Economic Policy Research.

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Ross Levine

Ross Levine

Senior Fellow

Ross Levine is a Senior Fellow at the Hoover Institution and a Research Associate at the National Bureau of Economic Research. Previously a faculty member at the University of California, Berkeley’s Haas School of Business, Levine now co-directs Hoover’s Working Group on Financial Regulation.

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Amit Seru

Amit Seru

Senior Fellow

Amit Seru is a Senior Fellow at the Hoover Institution, the Steven and Roberta Denning Professor of Finance at the Stanford Graduate School of Business (Stanford GSB), a senior fellow at Stanford Institute for Economic Policy Research (SIEPR), and a Research Associate at the National Bureau of Economic Research (NBER). He was formerly a faculty member at the University of Chicago’s Booth School of Business. He is currently co-directing Hoover initiatives on corporate governance, long-run prosperity, and regulation and the rule of law.

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